Introducing the new Jumbo Savings account from Alliant Credit Union

Earn more without giving up access to your money.

Now with a limited-time bonus offer!

Earn {{jumbo-saving-high-apy}}% APY plus

$250 Bonus1,2

Earn {{jumbo-saving-high-apy}}% APY on balances of $100,000 or more in a fully liquid, NCUA-insured savings account — plus earn a $250 bonus when you maintain that balance until the end of March 2027.1,2

{{jumbo-saving-high-apy}}%

APY

2

Limited-time offer. Must open by March 31, 2026.

Why this is a jumbo smart move

Fully liquid

your money is never locked up

Competitive {{jumbo-saving-high-apy}}% APY2

on balances of $100,000+

$250 bonus1

after 12 months

“If you simply maintain a $100,000 balance for 12 months, you could earn approximately $3,350 in interest, plus a $250 bonus, for a total value of $3,600. Now that’s Jumbo.”

Take advantage of this limited-time offer now. Open your account by March 31, 2026.

For designations such as trusts, please call our Member Care Team at 877-200-1498 for assistance. Mon-Sat 9am-6pm CT, Sun 9am-2pm CT.

For designations such as trusts, please call our Member Care Team at 877-200-1498 for assistance.Mon-Sat 9am-6pm CT, Sun 9am-2pm CT.

Looking for a lower minimum balance?

You can also explore the Ultimate Opportunity Savings account and earn a $100 bonus with a savings rate of {{saving-apy}}% APY4,5.

Why Alliant Credit Union?

24/7 advanced fraud monitoring

Created by members, for members

NCUAinsured

Rest easy knowing the funds in your Alliant deposit accounts are federally insured up to $250,000.

Receive alerts via text message, email or mobile app to keep you informed on unusual account activity.

Alliant is one of the top 10 largest credit unions in the U.S. We’re fully online and not-for-profit.

Best Online Banks

Best Credit Union Savings Account Rates

Best Credit Unions 2025

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Frequently asked questions (FAQs)

You are eligible to apply to join Alliant Credit Union if you:

  • Are a current or retired employee from one of the many businesses and organizations Alliant partners with in the U.S.
  • Are a domestic partner or immediate family member of a current Alliant member.
  • Live or work in one of the communities near our Corporate Headquarters in Chicago. Check our website’s list of eligible communities to see if you qualify.
  • If you are not eligible through another option, you can apply to become an Alliant Credit Union Foundation digital inclusion advocate and become eligible for Alliant Credit Union membership. The Foundation’s mission is to provide reliable digital access resources to underserved communities including rural and digitally-challenged populations. The Foundation awards grants for educational and digital inclusion efforts nationwide. Alliant Credit Union will make a one-time $5 contribution to the Foundation on your behalf.

Note for non-U.S. residents: You can apply to become a member of Alliant if you live outside the United States, but only if you have either (1) a Social Security Number or (2) an unexpired ITIN.

No, there are no membership fees at Alliant.

In addition to completing an Alliant membership application, you’ll need to provide the identification information and documents listed below:

Category 1: Provide one of the following:

  • A Social Security Number (SSN)
  • An unexpired ITIN and a completed W-8BEN form

Category 2: Provide a copy of one form of valid ID from this list:

  • U.S. driver’s license
  • State ID
  • Signed U.S. passport
  • Permanent resident card
  • Foreign passport

Category 3: Provide a copy of one form of address verification from this list (not required for minors 17 and under):

  • Utility bill
  • Lease agreement
  • Mortgage statement
  • Vehicle registration card
  • Voter registration card

Also, if you’re applying for first-time membership and your relative or domestic partner is a member, you’ll need their first and last name and their qualifying employer, organization or community. You can opt to also provide your family member’s membership account number, but it isn’t required.

1. Alliant Credit Union and Suze Orman’s Jumbo Savings Account Promotion Q1-2026 Terms and Conditions.


New and existing Alliant Credit Union members can earn a $250 bonus deposit by opening a Jumbo Savings account and meeting the following requirements:


Open one new Alliant Credit Union Jumbo Savings account (“account”) between February 1, 2026, through March 31, 2026, by applying online at myalliant.com; 

  • Transfer and/or deposit a minimum of $100,000 by March 31, 2026; and 
  • Maintain a minimum $100,000 average daily balance from March 31, 2026, to March 31, 2027.

Eligible Alliant Credit Union members who have previously opened a Jumbo Savings Account may earn a $250 bonus by meeting the following requirements:

  • Make transfers and/or deposits to bring the account balance to minimum of $100,000 by March 31, 2026; and 
  • Maintain a minimum $100,000 average daily balance from March 31, 2026, to March 31, 2027.

Average Daily Balance is defined as the sum of the account’s end‑of‑day balances for each day in the applicable 12‑month period, divided by the total number of days in that period. All days during the period are included, regardless of whether the account was funded on that day. Customers who are joint owners on an existing Alliant Jumbo Savings account are not eligible; however, they may participate by opening a new Jumbo Savings account in their own name during the promotional period.


Limit one offer per Alliant member. The account must remain open and in good standing when the bonus deposit is credited to the member's Jumbo Savings account. Accounts will be reviewed starting March 31, 2027 to determine eligibility. If all requirements have been met, please allow up to 3 weeks for the $250 bonus deposit to post to your Jumbo Savings account.


Members are responsible for any applicable tax liability.


All account applications are subject to approval. You must apply for the Jumbo Savings account by 11:59 p.m. CT on March 31, 2026, to be eligible to participate in the promotion. Must be 18 or older at time of account opening and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. Alliant Board of Directors, employees, and their family members of the same household are not eligible to participate. This promotion is subject to all federal, state and local laws and regulations and governed by Illinois law. Promotion is sponsored by Alliant Credit Union, 11545 W. Touhy Ave., Chicago, IL 60666.


Alliant Credit Union and Suze Orman’s Jumbo Savings Account Promotion Q1-2026 Terms and Conditions (PDF)


2. APY=Annual Percentage Yield. The Jumbo Savings account is a tiered rate product. Accountholders who have maintained an average daily balance of $100,000 or more qualify for the highest tier and earn a Dividend that provides {{jumbo-saving-high-apy}}% APY. Accountholders who have maintained an average daily balance of $100 to $99,999.99 earn a Dividend that provides {{jumbo-saving-low-apy}}% APY. Accountholders who have maintained an average daily balance of less than $100 do not earn a Dividend. The APYs are accurate as of the {{div-declare-date}} dividend declaration date. Jumbo Savings Dividends may change after account is opened and are subject to change at any time. Jumbo Savings Dividends are paid on the last day of each month to accountholders that have satisfied the above-described minimum balance requirements for the month. Alliant Jumbo Savings charges no monthly maintenance or service fees; however, if incurred, other fees may reduce earnings on the account. Please refer to the Alliant Fee Schedule for a list of these types of fees. Account is subject to approval. We may not open the Jumbo Savings account for you if you do not meet Alliant criteria. This account differs from the High-Rate savings account, which earns a Dividend that provides {{saving-apy}}% APY with a $100 average minimum balance.


3. APY= Annual Percentage Yield. Comparison based on Alliant Credit Union {{saving-apy}}% APY as of the {{div-declare-date}} dividend declaration date vs. the bank national average savings rate of {{avg-saving-rate}}% APY as of {{comp-date}} sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.


4. Alliant Credit Union and Suze Orman’s The Ultimate Opportunity Savings Account Terms and Conditions


New Alliant Credit Union members can earn a $100 bonus deposit by joining Alliant through Suze Orman’s The Ultimate Opportunity Savings Account promotion and meeting the following requirements. Offer valid for one new Alliant Credit Union savings account (“account”) opened from January 1, 2026, through June 30, 2026, and opened by applying online from this page; funded by transfers and/or deposits totaling $100 or more each month for 12 consecutive months. Existing Alliant members, customers who are a joint owner on an Alliant savings account, and former Alliant members who closed an Alliant savings account within 180 days of applying for the new account are not eligible. The first $100 must be transferred and/or deposited within 30 days of account opening, and each calendar month after the first $100 transfer/deposit, funds need to post to the account by the last day of the month. Account must remain open and in good standing, maintain an average daily minimum balance of $100, and the balance at the end of the 12-calendar-month period must be $1,200 or more in order to receive the $100 bonus deposit. Accounts will be reviewed 12 months from the date of the first transfer/deposit to determine eligibility. If all requirements have been met after 12 months, please allow 4 weeks for the $100 bonus deposit to post to your account. You will be responsible for any tax liability. Offer is not transferable and not valid for trusts, UTMAs, IRAs or other tax-exempt accounts. Limit one offer per new Alliant member. All account applications are subject to approval. You must apply for the account by 11:59 p.m. CT on June 30, 2026, to be eligible. Must be 18 or older at time of account opening and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. Alliant Board of Directors, employees, and their family members of the same household are not eligible to participate. This promotion is subject to all federal, state and local laws and regulations and governed by Illinois law. Promotion is sponsored by Alliant Credit Union, 11545 W. Touhy Ave., Chicago, IL 60666.


Alliant Credit Union and Suze Orman’s The Ultimate Opportunity Savings Account Terms and Conditions (PDF)


5. The savings dividend provides an Annual Percentage Yield (APY) of {{saving-apy}}%. The APY is accurate as of the {{div-declare-date}} dividend declaration date. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend may change after account is opened and is subject to change at any time. Dividend applies to Savings, Supplemental Savings, Emergency Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts and IRA. Fees may reduce earnings on the account.

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