More savings, fewer fees

from an award-winning online savings account

Rates 15x the bank industry average2

“Best Savings Account” – Wall Street Journal

High-yield savings with 24/7 mobile access 

Why Alliant? Because we SAVE so!

See the everyday wins you get as an Alliant member

Grow your money

Access your money

Move your money

  • Earn more with 3.10% APY1
  • No hidden charges and no monthly fee if you elect eStatements
  • No maximum balance, NCUA insured 

  • Intuitive digital experience with our award-winning online and mobile banking app
  • 24/7 accessibility
  • 80,000+ in-network ATMs nationwide3

  • Easily transfer money between accounts, including those outside Alliant
  • Deposit checks instantly with our mobile app

The Alliant difference

Alliant is one of the largest credit unions in the U.S., with more than 88 years of experience and 850,000+ members nationwide. We're 100% digital and we're not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees.

Best Savings Account

The 10 Best Banks and Credit Unions for 2024 

2024 Best Credit Union

WSJ

BankRate

Fortune

1. The savings dividend provides an Annual Percentage Yield (APY) of 3.10%. The APY is accurate as of the 9/26/2024 dividend declaration date. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend may change after account is opened and is subject to change at any time. Dividend applies to Savings, Supplemental Savings, Emergency Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts and IRA. Fees may reduce earnings on the account.

2. APY= Annual Percentage Yield. Comparison based on Alliant Credit Union 3.10% APY as of the 9/26/2024 dividend declaration date vs. the bank national average savings rate of .21% APY as of 5/1/2024 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

3. Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. Please see the online ATM Locator at www.alliantcreditunion.com or our mobile banking app for a list of ATMs that accept deposits or are surcharge-free. Not all ATMs accept deposits.

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