Alliant High-Rate Savings

You qualify for the promotion if you’re a new Alliant Credit Union member who opens a High-Rate Savings account through this promotional landing page between May 26, 2026, and July 31, 2026.

We will credit your 20% bonus on your interest-earned (i.e. the interest credited to the account as of the one-year anniversary of the account opening date) directly to your Alliant High-Rate Savings account within 30 days after your account's one-year anniversary. Accounts must remain open for the bonus to be credited to the account.

You’ll need your Social Security number and some basic personal information to apply. We may ask for additional details to verify your identity, so it’s helpful to have a driver’s license or other unexpired, government‑issued photo ID handy.

No, there are no membership fees at Alliant.

The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.

1. APY= Annual Percentage Yield. Comparison based on Alliant Credit Union 3.01% APY as of the 01/22/2026 dividend declaration date vs. the bank national average savings rate of 0.19% APY as of 4/13/2026 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

2. Alliant Credit Union High-Rate Savings 20% One-Year Anniversary Promotion Terms and Conditions

Eligible new members will earn a bonus* equal to twenty percent (20%) of the dividends credited to the account as of the one-year anniversary of the account opening date (“anniversary date”) by meeting the following requirement:

Apply for, and open, one new Alliant Credit Union High-Rate Savings (“account”) between May 26, 2026, through July 31, 2026 (Promotional Period”) using the web page for this promotion. Existing Alliant members and customers who are a joint owner on an existing Alliant High-Rate Savings account are not eligible. If all requirements have been met, the bonus will be credited to the eligible High-Rate Savings Account within 30 days following the anniversary date. Accounts must remain open and in good standing in order for the bonus to be credited to the account. You will be responsible for any tax liability.

Offer is not transferable and not valid for UTMAs, IRAs or other tax-exempt accounts. Limit one offer per new Alliant member. All account applications are subject to approval. You must apply for the account by 11:59 p.m. CT on July 31, 2026, to be eligible. Must be 18 or older at time of account opening and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. Alliant Board of Directors, employees, and their family members of the same household are not eligible to participate. This promotion is subject to all federal, state and local laws and regulations and governed by Illinois law. Promotion is sponsored by Alliant Credit Union, 11545 W. Touhy Ave., Chicago, IL 60666.

For illustrative purposes only, if a member maintains an average daily balance of $10,000 in a qualifying savings account for 12 consecutive months at an APY of 3.01%, total dividends earned during the period would be $301.00, assuming the APY remains unchanged and no deposits or withdrawals occur. Under this promotion, a bonus equal to 20% of dividends earned would result in a promotional payout of $60.20, for total earnings of $361.20. This example is provided for informational purposes only and does not guarantee actual earnings or promotional payouts. Actual results may vary based on balance, account activity, APY changes, and satisfaction of all promotional terms and conditions.

*Members may be eligible to earn an award with a value of $10.00 or less in connection with participation in this promotion. Awards with a total value under $10.00 under this promotion do not meet the definition of a “bonus” under the Truth in Savings Act and its implementing regulation NCUA Part 707.

3. The savings dividend provides an Annual Percentage Yield (APY) of 3.01%. The APY is accurate as of the 01/22/2026 dividend declaration date. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend may change after account is opened and is subject to change at any time. Dividend applies to Savings, Supplemental Savings, Emergency Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts and IRA. Fees may reduce earnings on the account.

Open an Alliant High-Rate Savings Account today.