Lock in a rate up to 5.35% APY¹ with a certificate

Forget the low interest rates most banks offer. Alliant certificates give you the options and rates you deserve, guaranteed.

A safe and easy way to earn more

New jumbo option!

Flexible maturity dates

Low minimum opening deposit

Earn more with some terms by depositing $75,000+

Choose the option that works best for you.

Get started with a deposit as low as $1,000.

Term

APY(%)¹

12-month certificate

12-month jumbo certificate

18-month certificate

18-month jumbo certificate

24-month certificate

24-month jumbo certificate

36-month certificate

36-month jumbo certificate

48-month certificate

48-month jumbo certificate

60-month certificate

60-month jumbo certificate

5.25%

5.30%

5.30%

5.35%

4.45%

4.55%

4.45%

4.55%

4.30%

4.35%

4.35%

4.40%

The Choice is yours

By opening a certificate at Alliant, you’ll automatically become a member and get a High-Rate Savings account.

The Alliant difference

Alliant is one of the largest credit unions in the U.S., with more than 85 years of experience and 800,000+ members nationwide. We're 100% digital and we're not-for-profit, so we can reward our members by offering high savings and checking rates, low loan rates, rich credit card rewards and fewer fees.

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